campervan insurance

  • Thread starter Thread starter Goaskalys
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Goaskalys

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I'm sure this must have come up before, but can anyone recommend a cheap insurance for my camper. I'm currently with Churchill, who I have always found reasonable, but they are charging my a lot more for my van than they were for the estate car I ran before. Any ideas gratefully recieved
 
I would try safeguard part of swinton insurance. I found them significantly cheaper than elsewhere.

Churchill, Direct line, Privilidge Tesco , all part of RBS group if that helps..

Similar policies but different badge.

Channa
 
Goaskalys said:
I'm sure this must have come up before, but can anyone recommend a cheap insurance for my camper. I'm currently with Churchill, who I have always found reasonable, but they are charging my a lot more for my van than they were for the estate car I ran before. Any ideas gratefully recieved
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Try Adrian Flux, they are quite cheap.
ZZ
 
I can never find any logic in getting insurance, one person gets a good quote then somebody else doesn't. You might as well buy a lottery ticket as guess which one is cheapest. I always ring round, haggle, beg, cry,..... whatever it takes to try to get the last penny off. My only suggestion is sit down & call as many as you can, try to get the best then try again with the best quotes to play one off against the other.

My best deal for the past 2 years has been Saga, they were one of the few who didn't require me to have a tracker or cat 1 alarm as most of the others did.
 
i do agree with kontiki , ring around and play them off each other! saying that i'm now going to enter my 3rd yr with caravanwise, there is apparently a 3% increase to ins. premiums this yr but my ins. inc. now putting my partner on my policy has dropped £22 :):)
 
Just go and compare as the Adverts say.

If a Company has recently paid out loads then they go to the
bottom of the pile and the other Insurance Companies who have
paid out far less seem to offer the cheapest quotes.

I'm sure someone in Claims mentioned this ages back.
 
shop a round its the only way to find out .just sorting my insurance for this month.been with mcia 9 yrs thay want £346 .sarga £312 and comfort £270
all the same excesses and cover .whats right for me is not necessary for anyone else :confused:
 
comfort insurance have now quoted £205 now not doing protected .
i have 9 years no claims .sarga £270 protected .
is 9 years worth £65 .i think its worth it .what do you think .:confused:
 
Another thing I found was that if you put your wife down as the main driver (assuming you are insuring for yourself & spouse) it can be cheaper :confused: don't know why. Didn't work in my case as the wife had a bump on her insurance :mad: if not I could have got it a bit cheaper.
 
dshague said:
comfort insurance have now quoted £205 now not doing protected .
i have 9 years no claims .sarga £270 protected .
is 9 years worth £65 .i think its worth it .what do you think .:confused:
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Remember a no claim bonus is not a no blame bonus, so if you have a mishap and even not your fault...there is a chance you will revert to 7 years ncd.

It may well be 7 yrs and 9 makes little difference to the premium worth asking the question though or playing about with the quotation system.to ascertain the £65 saving.

Channa
 
Kontiki said:
Another thing I found was that if you put your wife down as the main driver (assuming you are insuring for yourself & spouse) it can be cheaper :confused: don't know why. Didn't work in my case as the wife had a bump on her insurance :mad: if not I could have got it a bit cheaper.
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Unless Mrs Kontiki is the main driver, not worth the saving.
Trust me on this one ;)

You may recall from another posting, I mentioned about tying deals up the next couple of days.

This morning I spent 2 hours with RBS motor insurance, The conversation was in respect of issues, Identyfying fraudulent proposals and Personal injury claims.

not my idea of fun exactly on a Monday but needs must:rolleyes:Suffice is to say is DO NOT be tempted to try and pull a fast one to reduce your premium.

Channa
 
channa said:
I would try safeguard part of swinton insurance. I found them significantly cheaper than elsewhere.

Churchill, Direct line, Privilidge Tesco , all part of RBS group if that helps..

Similar policies but different badge.

Channa
Click to expand...

Safeguard were more than double Flux's price for me and that was with discount for storing my truck in a CASSOA gold storage place.
As already said shop around.
 
oh and i've seen some quite cheap quotes from insurance choice.
 
BedfordMJ said:
Safeguard were more than double Flux's price for me and that was with discount for storing my truck in a CASSOA gold storage place.
As already said shop around.
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I wouldn't for a moment disagree with shopping about, Insurers are a shifting sand in what and whom they are trying to attract.

My personal experience of safeguard is they mirrored my 9 year ncd from a car and transferred it to the van.

This year out of interest I let the cc quote and it was double. £325 v £700 plus, and the cover wasnt as good in terms of continental travel.With safeguard I have 12 months continental cover as opposed to 9 months recently revised from 6 months.

Naturally, I will shop around again in April renewal time, but I am am only sharing my own experience

Channa
 
Crazy isn't it? Some people get amazingly good deals and others the total opposite.
 
If it helps , I was once told a good deal is a state of mind !!:rolleyes:

The fact remains insurers are constantly balancing the desire to attract new business against their potential liabilities. It is not to dis-similar from a bookie extending odds to balance the books when he gets a big wager on a favourite etc.

I would agree the nature of the market is to shop around.

Channa
 
Try National Farmers Union I found them the cheapest for my 1986 T25 Camper.

Good Luck

John (Guernsey Donkey)
 
Guernsey Donkey said:
Try National Farmers Union I found them the cheapest for my 1986 T25 Camper.

Good Luck

John (Guernsey Donkey)
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NFU now theres a name I havent heard muttered for many a year. NFU at one point were really way ahead of the game in accepting unusual risks.

I agree worth a quote

Channa
 
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