View Full Version : New Van Owner

21-07-2016, 13:19
Wee question from a newbie regarding insurance. I've just purchased a new van - Tribute T-670, which I intend using as my day to day vehicle as well as campervan for weekend trips away and longer holidays sometimes. Having problems getting insurance companies to understand that I will need higher mileage allowance because I will be using the van to commute to and from work each day. This journey is fairly short, maybe 20miles round trip each day, however it is five days a week, year round (minus holidays etc). I have therefore been looking for 10k miles allowance - however this seems to be pushing the cost up, and that's even if they will offer the insurance. I'm a 46 year old female, with full no claims on my car (which will be getting sold) and also have 7 years no claims on a motorbike (which I will still retain). I'd therefore be using the car no claims to use on my motorhome policy. Anyone have the same issues, or any advice on who would provide a decent priced policy?

Thanks in advance :)

21-07-2016, 15:31
Try AIB. They are quite versatile while other motorhome insurers are a bit specialist. I did find my insurance was twice as high on the van when I didn't have a car though.

21-07-2016, 17:34
I insured my last van (4 berth Autoquest) with Equity Red Star. I had it as my day to day vehicle as well as using it as it was intended. I was full-timing too, but I didn't tell them that.

Despite it being my only vehicle they gave me fully comp with 10,000 miles for 230.00 (I'm 57).

Apparently, they don't have a good reputation, but they treated me well. For an extra 70.00 they would have included breakdown too.

21-07-2016, 17:41
Shield seem fairly flexible, they covered the van whilst i was converting it, so they may be worth a try.

I transfered my car no claims to the van (though I use the bike or our lass' car to commute) so I think the mileage on the
Policy is relatively low.

21-07-2016, 18:01
Thanks folks, will try AIB, Equity and Shield, and see what they say :)

21-07-2016, 19:40
Thanks folks, will try AIB, Equity and Shield, and see what they say :)

As previously mentioned AIB are well worth a call as I found they actually listen to your requirements rather than just going through the questions.
I previously used insurance obtained through the Caravan & Camping Club; they provided me with a policy that came with commuting as standard (not the norm for motorhomes) & the price was circa 200. I am in your age bracket but I live in a "crash for cash" hotspot so you shouldn't be paying much/any more.
With regards no claims bonus; you will likely find they don't treat it the same as on cars. I.e. you can pay same with zero NCB as someone with full NCB. The problem with that may arise when you wish to transfer it back to cars.

21-07-2016, 21:20
Will give them a call tomorrow and see what they say - would be good to get the price down a bit!!


oldish hippy
27-07-2016, 18:54
try scenic

28-07-2016, 16:09
Did you manage to insure with them directly, or did you have to go through a broker?

Initially it was through the C&CC, but I was only a member for the one year. They didn't ask if I was a member after that, so I didn't bother mentioning it. :)

28-07-2016, 18:08
You could try Comfort. I have high mileage, over 10k, (I'm 72) no probs, including UK & European breakdown cover. :goodluck::drive::drive: