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virgil
05-06-2006, 21:09
Folks... My insurance is due for renewal in the near future, has anybody any recommendations?

Campervanman
06-06-2006, 10:07
Hiya virgil

difficult one to answer as what is right for one is not right for the other. Me personally hate brokers prefering to deal direct with insurance companies. A quick call to the major insurance players will put you on the right track. Admittedly brokers save the leg work but if you don't mind doing the leg work ( phone calls ) you can save money.

Terry& julie

TAKE CARE YOU ALL AND ENJOY THE WILD SIDE B)

jann
06-06-2006, 17:42
If it's a home conversion, which I know from experience are difficult,try CIS.
Caravan Club can be good.

roifromnwales
06-06-2006, 23:32
when we bought our van to do the conversion the only one a broker could find for us was norwich union and they wanted a fitted cupboard, water system and bed before they would cover us. there was also a restriction of 4k miles a year. [never did work out how they would know if we did more]
a friend said try NFU.
I did and we have never looked back [or gone elsewhere]
in fact i put my car with them too and the 2 vehicles [on seperate policies now with 2 sets of NCB] on fully comp were less than the one with norwich union.
the best bit was no must haves.... and no mileage restrictions.
and it has gone down every year but one and that was when I moved from a very quiet rural area into a more urban one [more risk I suppose]
as a mutual they pass a lot of profit back to their policyholders so i get a great deal and a chunk off every year.
the one thing with them.. they are very postcode concious so not much use if you are in a big town or city but worth a try [especially if you have a relative that lives in a very rural area]]]

roi

steve4kay
07-06-2006, 05:45
Originally posted by roifromnwales@Jun 6 2006, 11:32 PM
when we bought our van to do the conversion the only one a broker could find for us was norwich union and they wanted a fitted cupboard, water system and bed before they would cover us. there was also a restriction of 4k miles a year. [never did work out how they would know if we did more]
a friend said try NFU.
I did and we have never looked back [or gone elsewhere]
in fact i put my car with them too and the 2 vehicles [on seperate policies now with 2 sets of NCB] on fully comp were less than the one with norwich union.
the best bit was no must haves.... and no mileage restrictions.
and it has gone down every year but one and that was when I moved from a very quiet rural area into a more urban one [more risk I suppose]
as a mutual they pass a lot of profit back to their policyholders so i get a great deal and a chunk off every year.
the one thing with them.. they are very postcode concious so not much use if you are in a big town or city but worth a try [especially if you have a relative that lives in a very rural area]]]

roi
if you are wrinkly like me then try saga ! cheapest around !!! :blink:

roifromnwales
11-06-2006, 22:20
I tried them and they were £220 dearer
yep me wrinkly too just had renewal and gone down again
roi <<<<<<<<very happy
2 vehicles both fully comp and less than £230
and 2 lots of NCB now too

carman
01-07-2006, 09:06
HI
I, ve been using adrian flux for a few years ,tried a few but they seemed to be the best ,they wanted photos of the van to ensure that it was as i said it was ,never had a claim so don,t know what the after sales are like

cas
01-07-2006, 14:08
Ive been using flux as well but now have gone for a classic insurance rather than a moterhome one, and its 1/2 the price

wynnielafreak
22-12-2006, 01:14
How do you go on renewing if your full timing you dont have a post code ??????????????????

virgil
22-12-2006, 07:03
Can you not try the following ... Relations address? P.O. box number?

terry1956
22-12-2006, 07:55
Hi there, I had insurrance years ago with A Flux, on a TR4, all the picture thing, and club value etc. Well it did take a big knock one day, and did
A Flux ever try to get out of paying, The TR4 was a total rightoff due to some asshole driveing phone using HGV driver. Well Flux at one point even had the nerve to say it was not the same car as per the pictures.
It took one year and court action to get the money out of them, Would never use A Flex again.
I have placed my roadster on frence insurrance, far better cover and they pay up to when things go wrong.
terry

GARY ENGLISH
02-01-2007, 15:41
i have used adrian flux for home conversions very good now have large coachbuilt found camping and caravanning also very good u need to shop around the price difference can be staggering every body details differ

David & Ann
02-01-2007, 18:49
My Insurance always falls in June, when I am always away. I contact the Norwich Union, inform them, arrange the premium to be paid on a particular date. They send me a letter stating my Insurance is continued from that date on until the following renewal date. I instruct the Bank to make the payment on that date. Problem solved.

Nosha
10-01-2007, 16:21
After buying a Bongo the club suggested Lifesure of St. Neots Camb's which were far cheaper than anyone else. Since selling the Bongo and buying a motorhome they were still only 249 FC!!! info@lifesure.co.uk to email for a quote. P.S. They are also cheaper than Tesco & Post Office for my partners Frontera!

wynnielafreak
10-01-2007, 17:13
Ide welcome advise from anyone that can help me get my premium down. I have a Renault master conversion valued at 3000 and due to me working in the "entertainment" proffesion I pay 1500 a year and thats with a 45 % reducton for being a new customer ??? admittedly that is fully comp but its all a bit irrelevant as the more you claim the more my premium will rise....or am I wrong ???? My van is looking a bit of a state after a scrape with a fence but after a quote for 500 for a cash bodge job or 1500 for a pro insurance job im a bit in limbo ??? your thoughts would be really welcome

Nosha
18-01-2007, 19:54
With premiums like that I would suggest that whoever you go with make sure you can get one with protected No Claims, at least you could have your repairs done without doubling next years premiums!

David & Ann
19-01-2007, 06:37
I have just changed my Insurers from Agents to direct. Norwich Union gave me two policies, one for car= 187.99, one for MH=178.65. Funny, MH is cheaper than car, considering the large difference in value. Excess on both vehicles is 100. Compared to Roifromwales, 220, seems I am paying a lot more, but then I am happy with the amount.
Saga and Tesco (on line) quoted me the same for the MH, but higher on the car. Like someone mentioned in one of the post, Postcode and city dwellers could push the price up. Happy hunting Folks!!!!!

beejay
23-01-2007, 19:12
Just gone on-line to Norwich Union, & there is no area for Motorhome quotes, nor anything thrown up when I use the search facility???

beejay
23-01-2007, 19:18
My renewal is with MCIA (NIG) quoting 233, (23000 Autosleeper) up 10 on last year. Which isn't bad, but I also tried Saga, same cover etc. for 172.46, but before I could snatch their hand off, I had to ring them, because of an SP30 (2003) (Motorcycle) to declare it. This sent the premium up to 240 plus, Out of all the ins companies I've tried, Saga is the only one to penalise for having 3 points, & that applies (to them) for 5 yrs.
On another M/home forum, I was directed to NUF. They wanted over 400.
It really is, swings & roundabouts.
I think MCIA gets it again, until my "points" are wiped.

grath
23-01-2007, 19:19
Hi beejay,
About 3 years ago when I first got my MH, I tel Norwich Union as I was with them with my car.
The call went straight through to India & the guy did not know what a MH was. He checked & came back to me & told me that they did not insure them.
I went to Saga & have found the prices quite reasonable for the cover given & they matched my car full no claim bonus. ( I think this is quite normal):cool:
You may get cheaper but check the cover first.
regards graham

beejay
23-01-2007, 19:25
Hi Graham,
India??? Hope it was free-phone. LoL
Like I said Saga gets my dosh, when the "points" are wiped.

Nosha
23-01-2007, 19:31
Just to follow up the Lifesure quote of 195 FC, The Post Office had now come back at 181 and now Frizzell have come in at 134 or 149 with protected NCB!!! (Although that does include a small discount through the CSMA scheme) but that's still cheap so will get a quote when the motorhome is due in August when all this bartering starts all over again!

beejay
26-01-2007, 17:04
Expanding on the NU confusion. I emailed them saying that I couldn't see anywhere on their site for Motorhome quotes etc. They replied saying they do insure M/Hs & gave me a No. to ring. I rang, only to be passed to 4 different depts. because they hadn't a clue what a Motorhome was? I was asked "Is a van", er! "is it stationary" er! "You don't mean a caravan, do you?"
Then I was put on hold, at which point I gave up. The 2nd "agent" that came on the 'phone was a Scotsman. Now I'm sorry, & I often holiday in Bonny Scotland, but I hadn't a clue what he was saying. All I got (before he disappeared into the mist) was "I'll transfer yea"
I've stayed with MCIA, it's easier!


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