From discussions i have had when insuring my Campers, and from reading other people's experiences, if a fully converted camper is not reclassified as a Motor Caravan, some insurance companies may well say they will only pay out at the base (panel Van) value, not a campervan value. it is that simple.
How can someone prove they had a campervan when the V5C still says "Panel Van" if that vehicle has been stolen (so cannot be examined) and get the right payout?
It is very important to have appropriate insurance for your vehicle. And having the right classification on the V5C makes the choice of insurers a lot greater. That is what I meant about why make life harder than it needs to be.
Yup, you found a company that will insure as a Day Van. There are actually a few of those, but how do their rates and policies compare with the wider market.
For example, the one you linked to .... With them, if you have a Day Van, you are prohibited from using it to Commute. That could be very restrictive for some, especially when the typical Day Van is often used as a primary Vehicle.
My comments were for the wider market, and not one specific vehicle owned by one specific person
Camperbus Blog and Website - www.wildebus.com
Electrical Bits - stores.ebay.co.uk/Camper-Van-Kit